Commerce banking
Every commerce channel. One platform.
Commerce banking is the category Box by Potter is built for: a bank gives its merchants a complete commerce stack: in-store terminals, compact checkout devices, and every online channel: all settling on the bank’s own rails. The merchant never has to leave the bank to sell.
A traditional bank stops at the account. Box extends the bank all the way to the point of sale, so the same institution that holds a merchant’s money also owns how that merchant takes it.
One platform, every surface
In-store POS
A full catalog on a tablet plus a compact terminal with a customer display, running on the bank’s rails. Tap, insert, or swipe; funds settle T+0.
Merchant websites
Potter Website Hosting can publish a merchant’s complete website, including landing, About, Contact, product, service, shop, and checkout pages. Merchant data remains in the bank-operated Box, while Potter owns and operates the proprietary website engine, templates, and hosting infrastructure.
Checkout anywhere
Payment links with no website needed, settling T+0. The merchant can take a payment from a chat, an invoice, or a social post and the money lands on the bank’s rails.
Settling on the bank’s rails
Every channel above: terminal, website, link: clears through the bank that runs the box. There is no third-party processor in the middle: the institution that holds the merchant’s account also captures the transaction, so settlement, risk, and the customer relationship all stay in one place.
A Box is a dedicated instance of the commerce platform that a bank runs for its merchants. Potter Website Hosting is a separate managed service and is not software licensed as part of the Box. See Potter Website Hosting.
Why it matters
| For the bank | For the merchant |
|---|---|
| Owns the full commerce relationship, not just the account | One provider for in-store and online |
| Captures transaction volume that used to leave for processors | Funds settle T+0 on rails they already trust |
| Provides terminals, merchant websites, and links through one relationship | Never has to leave the bank to sell |
The merchant never has to leave the bank.